Tampa Bay · guides
Tampa Bay auto glass guides, with the sources shown.
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Longer answers to the questions Tampa Bay drivers ask us about claims, storms and insurance. Each guide lists the statutes, reports and public pages it was checked against, and the date of that check.
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The guides
Read one at a time
Every guide is written for drivers around the bay: Hillsborough, Pinellas, Pasco and the towns at their edges.
Florida glass claim checklist
What Florida's 2023 glass law changed, what to read before you sign anything, and how to check what was billed in your name.
After a storm: flood car or glass claim?
Helene's surge and Milton's rain, the Hillsborough zones, and how to tell a car the adjuster must see from one that only needs new glass.
Out-of-state insurance and your windshield
For USF students on a parent's policy, people who just moved to Tampa Bay and seasonal residents: which policy pays and what to check.
How they are kept
Checked against the source, not memory
Florida law on glass claims changed in 2023, and storm seasons keep adding to the record. So each guide carries a "checked" date near the top and a list of sources at the bottom: the Florida Statutes as published by the Florida Senate, the National Hurricane Center's storm reports, county emergency pages and the local news reports we quote. When a source changes, the guide is checked again and the date moves.
The guides explain how things work; they are not legal advice, and your own policy wording decides any claim. For a question about your car, call our Tampa line, (727) 270-8521, or text a photo to (877) 350-5962.
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